Accounting

11 Minutes

The Job of Credit Manager The job of a credit manager encompasses a wide range of responsibilities, including but not limited to assessing creditworthiness of potential customers, setting credit limits and payment terms, monitoring...

Accounting -5 Minutes

Zero Base Budgeting (ZBB) | Definition, features and benefits

cleverlysmart.com November 3, 2022 0 Comment

Zero Base Budgeting (ZBB) Any action taken by a company stems from a specific process: planning. Planning expressed in terms of investments and financial goals is budgeting. Zero base budgeting is a budgeting method...

4 Minutes

Accounting

FCFE (Free Cash Flow to Equity) | Explanation, Method of Analysis, Examples, Questions, Answers

cleverlysmart.com November 3, 2022 0 Comment | Explanation, Method of Analysis, Examples, Questions, Answers

Free Cash Flow to Equity (FCFE) The free cash flow to equity (FCFE) is the measurement of the part of the own resources left to be distributed among the partners after all expenses, reinvestments...

4 Minutes

Accounting Business and Marketing

Credit Risk | Definition, types and assessment, evaluation

cleverlysmart.com June 28, 2022 0 Comment

What is credit risk? This is similar to the potential losses that a bank bears as soon as it lends money to an economic agent (parties involved in economic activities such as producers, distributors,...

6 Minutes

Accounting Business and Marketing

Commercial Paper

cleverlysmart.com June 28, 2022 0 Comment

Any company with cash needs can opt for commercial paper if it has bank approval and is governed by certain legal provisions. It is a method of financing in the form of a negotiable...

12 Minutes

Accounting Business and Marketing Economics

Guide to Business Valuation: Understanding the Basics, Methods, Factors, and Examples

cleverlysmart.com June 16, 2022 0 Comment

The business valuation is comparable to the value of the economic assets or present value of this company. It is estimated from the value of its equity added to its net financial debt....

1 Minute

Accounting Business and Marketing Mathematics

Lease Payment Formula and Examples

cleverlysmart.com May 14, 2022 0 Comment

The formula for Lease Payment is derived by adding the depreciation fee, finance fee and sales tax which is mathematically represented as: Lease Payment = Depreciation Fee + Finance Fee + Sales Tax...

11 Minutes

Accounting

Free Cash Flow (FCF) | Explanation, Method of Analysis, Examples, Questions, Answers

cleverlysmart.com April 7, 2022 0 Comment

Free Cash Flow is the ability of a company to generate additional resources. It corresponds to the cash portion of the self-financing capacity obtained during the year and which is not allocated to the...

8 Minutes

Accounting Business and Marketing

Leasing | Types, Explanations and Examples

cleverlysmart.com February 14, 2022 0 Comment

Leasing is a financing contract for acquiring or using movable property (property that can be moved from one place to another: car, professional equipment, watches, jewellery) or immovable property (land, real estate, warehouse, manufacturing...

3 Minutes

Accounting

Owner Withdrawals (Drawing Account) Accounting

cleverlysmart.com February 8, 2022 0 Comment

Owner Withdrawals Definition: An owner’s withdrawal, sometimes called a distribution, is a payment of cash or assets from a partnership or sole proprietorship to one of its owners. In other words, owner withdrawals is...

8 Minutes

Accounting Business and Marketing

Return On Investment (ROI) | Formula, Q and A

cleverlysmart.com January 2, 2022 0 Comment

Return On Investment (ROI) Return on investment often appearing under its acronym R.O.I. and which can translate into return on investment, rate of profit or rate of return. Definition It is a financial indicator...

3 Minutes

Accounting

TBILLPRICE Price Treasury Bill | Formula, Example, Questions and Answers

cleverlysmart.com December 22, 2021 0 Comment

TBILLPRICE The TBILLPRICE function is classified under Excel Financial Functions. Functions List of the most important Excel functions for financial analysts. This cheat sheet covers hundreds of functions that are essential to know as...

13 Minutes

Accounting Business and Marketing

Cash Flow Management in Business: How to do it

cleverlysmart.com December 21, 2021 0 Comment

Cash Flow Management Cash flow management is a must for all businesses. Managing your cash flow well means monitoring the inflows and outflows of money, but also monitoring many indicators to know which strategy...

Accounting -32 Minutes

Leveraged Buyout (LBO) detail: definition and acquisition methods

cleverlysmart.com December 21, 2021 0 Comment

Leveraged Buyout (LBO) A particularly popular mechanism for investment funds, Leverage Buyout (LBO) is the preferred financial package during a business buyout. This leveraged buyout method must be properly prepared to avoid any unpleasant...

4 Minutes

Accounting

ROA (Return on Asset) | Formula, Questions and Answers

cleverlysmart.com December 17, 2021 0 Comment

ROA (Return on Asset) ROA (Return on assets) refers to an economic concept used by economists and business leaders. It measures the ratio of a company’s bottom line to total assets. Thanks to the...

10 Minutes

Accounting Business and Marketing

Payback Period | How do you calculate the payback time on your investment?

cleverlysmart.com December 6, 2021 0 Comment

Payback Period Payback period is the length of time an investment reaches a breakeven point. An investor will ask himself the question of what are the investments that will allow him to recover his...

6 Minutes

Accounting

Financial Ratios are like performance scorecards for businesses | Accounting – Formulas, Examples, Questions, Answers

cleverlysmart.com April 5, 2021 0 Comment

In short, financial ratios are like financial checkups for businesses. They help companies stay on track, make informed decisions, and achieve their long-term financial goals....

3 Minutes

Accounting

Valuation Ratio and Growth Ratios | Accounting – Formulas, Examples, Questions, Answers

cleverlysmart.com April 5, 2021 0 Comment

Valuation Ratio and Growth Ratios A valuation ratio shows the relationship between the market value of a company or its equity and some fundamental financial metric (e.g., earnings). The point of a valuation ratio...

CleverlySMART SavvyCorner

Accounting

The Job of Credit Manager | How to assess a company’s solvency?

Zero Base Budgeting (ZBB) | Definition, features and benefits

FCFE (Free Cash Flow to Equity) | Explanation, Method of Analysis, Examples, Questions, Answers

Credit Risk | Definition, types and assessment, evaluation

Commercial Paper

Guide to Business Valuation: Understanding the Basics, Methods, Factors, and Examples

Lease Payment Formula and Examples

Free Cash Flow (FCF) | Explanation, Method of Analysis, Examples, Questions, Answers

Leasing | Types, Explanations and Examples

Owner Withdrawals (Drawing Account) Accounting

Return On Investment (ROI) | Formula, Q and A

TBILLPRICE Price Treasury Bill | Formula, Example, Questions and Answers

Cash Flow Management in Business: How to do it

Leveraged Buyout (LBO) detail: definition and acquisition methods

ROA (Return on Asset) | Formula, Questions and Answers

Payback Period | How do you calculate the payback time on your investment?

Financial Ratios are like performance scorecards for businesses | Accounting – Formulas, Examples, Questions, Answers

Valuation Ratio and Growth Ratios | Accounting – Formulas, Examples, Questions, Answers